Net Worth by Age Percentile Rank Calculator [USA]

Rank your net worth to specific age groups to see where you stand or where you project yourself to be in the future. Use the percentiles to compare your net-worth to US households using data from 2013. To use this calculator, enter the age ranges of the head of households you would like to restrict your comparison to and a net worth value to rank with in that age range. Read about how closely this calculator matches official US Treasury published statistics.

If you need help calculating your net worth, try out How to Calculate your Net Worth for a guided tool.  It will ask for you assets, such as stocks and savings accounts, and subtract your liabilities, such as loans, to figure out your net worth for you.  You can take that number back to this page to compare your net worth to others.

Starting Comparison Age:
Ending Comparison Age:
Networth: $

Net Worth Summary Statistics for Households Aged 35 to 44

Net Worth Percentile Rank : A net worth of $0.00 for ages 35 to 44 ranks at the 15.07%
Median Net Worth : $47,050.00
Mean Net Worth : $353,158.00
Net Worth 25th - 75th Percentile Ranges : $6,330.00 to $209,000.00

Net Worth Percentiles by Age

For reference, here is how much money you would have to have to rank at certain percentiles for ages 35 to 44
90% $609,900.00  
75% $209,000.00  
50% $47,050.00  
25% $6,330.00  
10% -$5,870.00   
If you are interested in tracking your net worth over time, I use Personal Capital - The Flexible, Smart Alternative to Quicken (Sponsored Link). Personal Capital will securely connect to your accounts and archive account values so that you can track and optimize your progress in saving. It is free for tracking, but they charge a fee if you want them to manage your assets with a robo-investor.

Net Worth Visualizations

You are in the top 16 percentile. If there were 100 households within the nation who's head of households were between the ages of 35 to 44. 84 households would be have higher wealth than you. 15 households would have lower wealth than your household.

The bubbles represent households and are scaled by household net worth, but they are not fully proportional due to the space required.

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These results are based off of 1032 individual samples where the head of household was age 35 to 44 and are weighted to represent 21172430 American households. The SCF is known to be slightly biased towards higher incomes values, which the Federal Reserve attempts to correct for by adjusting the weighting of each individual response. Keep this in mind if the number of responses your output is based off of is low, or if you are looking at the tail ends of the data--like the top 1% or bottom 1%.

The numbers are based off of the results of the 2013 Survey of Consumer Finances by the Federal Reserve. I used R to separate one of the five imputations with the sample replicatant weights from the Federal Reserve. If you want to do your own analysis check out the raw data, and also check out this guide on how to import the data into R The number of samples per age vary quite a bit, so you might get unusual results for certain ages.

Net Worth Articles

One interesting tid-bit about net worth is that the median net worth for a 30 year old has dropped by over half in the last 10 years.
Read about the overall distribution of net worth by age.

62 thoughts on “Net Worth by Age Percentile Rank Calculator [USA]”

  1. If you have shelter, food and people to love and love you, you are rich. I’m now worth 7m at 52 and would feel a lot richer if I haven’t started worring about how I am going to keep that equity to pass on. Fact is, beyond basic needs, money isn’t going to bring you much more happiness in life…Just hopefully a bit less stress.

    1. I would argue that time with loved ones, doing the things you love, is the most valuable thing in the world (assuming basic food/shelter), and MONEY IS TIME. I’m still having to work as I don’t yet have enough invested assets to live off of the passive income, and I wish I had that time to spend with my children, especially while they’re still small. However, in order to really have that time, I need more money.

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